Shop with great value, like buying gadgets, household electronics, or household utensils. But before you spend your money with a free credit card, make sure that where you buy the goods give rewards cashback program. Usually, for these items, many cashback programs are nominally large enough to reach 25 percent of your total shopping.
Every month, you certainly have an allocation of expenses to pay installments, such as homes, cars, apartments, and so forth. Use your credit card to pay the mortgage. You will be very lucky if there is a cashback reward program for monthly mortgage payments. Some vendors offer regular bill payments automatically via credit cards, such as fitness centers, insurance companies, and cable TV. We can take advantage of this offer to collect reward points.
Indeed, not all bill payments that give points. Check with your credit card issuing bank to make sure which bills give you points. However, after setting up automatic payments, you must check your bills per month carefully. Because there could be double billing or nominal wrong.
If you are planning a vacation with friends with free credit card, offer yourself to pay for airline tickets, travel, and hotels with your credit card. You simply ask your friend to pay it in cash. This is because one type of cashback reward program for most credit cards is for the type of shopping plane tickets and hotels. However, that does not mean you really you pay for the needs of your friends. This means you are temporarily lending only. The goal remains to maximize your credit card reward.
In addition, you can also pay the bill when you eat dinner together. Let your friends pay with cash, rather than having to pay at the cash register. The more you do the transaction, the more points you earn.